Karnali Development Bank Limited is the first Development Bank in the Mid & Far Western Region of Nepal, established on Falgun 6, 2060 under Bank Act 2052 BS. KDBL was incorporated to extend the banking approach to rural and urban developing sectors of society. Its central office is located in Nepalgunj and provides a full range of banking services through its 19 Branch Offices at Tulsipur, Ghorahi, Lamahi, Bhaluwang, Gadhwa, Kohalpur, Khajura, Baijapur, Gulariya, Sanoshree, Bansgadhi, Bhurigaun, Rajapur, Thakurdwara, Bijauri, Sisahaniya, Shamshergunj and Narayanpur including Central Office, 5 ATMs and Mobile Banking Services from All points of representation. 

KDBL is in the process of expanding its branches at different places, thus meeting the expectations of its rural depositors through committed Modern and Innovative Banking services like Online banking, ATM Service, Mobile Banking, ABBS Service, Remittance, ECC, IPS, Connect IPS, RTGS & QR Service. It is the first Regional Development Bank to provide ATM, Mobile Banking and Online Banking services in the region and the bank is fully equipped with the means of modern technology. 

With Customer Satisfaction measured as a Primary Objective, KDBL strongly committed to delivering Modern banking services by introducing innovative products and marketing concepts in the banking sector.